Material Damage-covering physical loss, damage or destruction of the property insured by:
Fire, Earthquake, aircraft and other aerial devices, storm, tempest, flood, bursting of pipes, collapse, malicious damage, strike, riot, civil commotion, explosion.

Third Party Liability-covering the legal liability falling on the insured contractor as a result of:
Accidental bodily injury to third parties.
Accidental loss or damage to property belonging to third parties.
Court and Legal expenses.

Contractor’s plant and machinery cover like:
Drilling machines, cranes, pile driving devices, trucks, bulldozers, machinery, girders, storages, offices, clearance and removal of debris, offices, storehouses, tool-rooms etc.